Terms and Conditions

By accessing, browsing, or using any part of the Winternotes platform, including but not limited to educational materials, market insights, and analytical tools, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions. If you do not agree to these terms, you must discontinue use of the platform immediately.

Winternotes provides educational content, market commentary, and general informational resources related to financial markets and trading. All materials are intended solely for educational purposes and must not be construed as financial, investment, or trading advice. Winternotes does not act as a broker, financial advisor, or fiduciary.

All information provided through the platform—including analyses, insights, videos, written commentary, and market updates—is general in nature and does not take into account your personal financial circumstances, objectives, or risk tolerance. Any trading or investment decisions undertaken by the user are made entirely at their own risk. Winternotes disclaims any liability for loss or damage arising from reliance on any provided content.

Users agree to:

• Provide accurate, current, and complete information when creating an account or submitting data.
• Maintain the confidentiality of login credentials and unauthorized access to their account.
• Refrain from distributing, copying, modifying, or reproducing any Winternotes content without prior written consent.
• Use the platform only for lawful purposes and in a manner that does not violate any applicable laws or regulations.

All content, trademarks, logos, design elements, layouts, text, graphics, images, videos, and other materials available on Winternotes are the exclusive property of Winternotes or its licensors. Any unauthorized use, reproduction, distribution, or modification of such content is strictly prohibited and may result in legal action.

Winternotes strives to provide accurate and timely information; however, no representation or warranty is made regarding the completeness, accuracy, reliability, suitability, or availability of any content. Market conditions may change rapidly, and Winternotes is under no obligation to update content in real time. Access to the platform may be interrupted or suspended without notice due to maintenance, technical issues, or other circumstances.

The platform may contain links to third-party websites or services for user convenience. Winternotes does not control, endorse, or assume responsibility for the content, policies, or practices of third-party websites. Users access these sites at their own risk.

To the fullest extent permitted by applicable law, Winternotes shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to the use of, or inability to use, the platform or its content. This includes, without limitation, financial losses, trading losses, loss of data, or system failures.

Users agree to indemnify, defend, and hold harmless Winternotes, its affiliates, employees, officers, and partners from and against any claims, liabilities, damages, losses, or expenses—including legal fees—arising from their use of the platform or violation of these Terms & Conditions.

Winternotes reserves the right to modify, update, or replace any part of these Terms & Conditions at its sole discretion. Continued use of the platform after the posting of changes constitutes acceptance of the revised terms. Users are encouraged to review this page periodically.

These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction where Winternotes is legally registered, without regard to its conflict-of-law principles.

For questions, concerns, or legal inquiries regarding these Terms & Conditions, users may contact Winternotes through the official support channels provided on the platform.